Property Investment Loans Australia

If you're looking at property investment in Australia you'll find hundreds of property investment mortgage products available in the Australian property investment market. Every property investment customer's needs are different - at Refund Home Loans our trained property investment mortgage brokers are qualified to guide you through the many mortgage options available to you.

It's all about mortgage product knowledge and professional service. That's why at Refund Home Loans we take the time to come to your place and listen to your property investment needs. It's important for your choice of Australian property investment broker to understand your individual property investment needs. So whether you're a first home buyer in Australia, property investor, refinancing or renovating your home we'll find the right loan for you.

Property Investing Has Changed

In the past it was more difficult to borrow for Investment Properties. The major banks required a 20 per cent deposit and some evidence of financial prudence. Now, thanks to the influx of smaller lenders known as the non-banks, it's possible to borrow more than the value of an asset.

The trouble is choosing the best product and which lender will give the best service.
With a choice of low-doc, no-doc, full-doc, interest-only, honeymoon rate and many Lenders you should talk to your local Refund Home Loans Broker to consider your options. Obtaining a pre approved loan is a great start as you can be realistic in looking at property and also be seen as a serious buyer.

Property Investing Still Growing

Property Investing was cited as one of the main contributions to wealth in the recent BRW Rich List. The idea behind building a property investment portfolio is to borrow the deposit and interest payments on the home loan and to use low or no-doc loans to finance 80 per cent or more of the cost.

With new lenders, and some of the major banks now, will also take into account rental income from investment properties, taxation & depreciation benefit which allows investors to build large property portfolios. 

There is a benefit if your intend building an Investment Property Portfolio to set you initial loan up with that in mind. What should also be consider is using different Lender on subsequent properties as some Lender can be restrictive to larger loans as your portfolio grows. Consult you Refund Home Loan Broker so you can consider your choices.