Free First Home Buyers Information Kit & Criteria List for receiving your First Home Owners Grant

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First Home Buyers

Buying your first home can be an exciting and stressful time. It can be confusing to try to navigate your way through the process, but Refund Home Loans has a mortgage broker available to discuss all of your finance options and help you take that big step. We have mortgage brokers in every state and territory around Australia, so there is always a local Refund broker to help.

A Refund Home Loans mortgage broker can talk to you about getting pre-approval, your First Home Owners Grant eligibility, saving for a deposit and budgeting, and can help you through the entire process through to post-settlement.

Below are several links to great information and tips for your first home buying journey, but if you have any further questions or would like more advice about buying your first home we have Local Refund Home Loans Representatives throughout most of Australia that can come to you and give you simple, helpful advice.

First Home Owners Grant & First Home Buyers Information

	First Home Buyers - Borrowing capacity - How Much can I borrow?
	Five reasons to buy rather than rent. Find out how much you can borrow to finance your first home.
	First Home Buyers - Pre Approval
	Getting pre-approval for finance can help you know how much you can borrow and be prepared to scoop in quickly on your dream home when you find it. Pre-approval is also a great way to find out how much deposit you need, so you can begin a savings plan.
	First Home Buyers - First Home Owners Grant (FHOG)
	The FHOG is a one-off payment to assist eligible first home owners to purchase a property. It is worthwhile to get to know the fine print of the Grant to maximize your benefit.
	First Home Buyers - The Deposit
	Do you know how much you need for a deposit? Do you even need a deposit? Handy tips on saving and budgeting.
	First Home Buyers - Setting Goals
	Tips on setting reasonable and attainable goals for buying your first home. This includes saving tips and information about your credit rating.
	First Home Buyers - Quick Budget Table
	Outlining a budget is a great way to organize your finances and ensure your goals of home ownership can be realised. This is a basic table that can help you to see where your money goes and where you can adapt to a mortgage.
	First Home Buyers - Typical Expenses
	A list of typical expenses that are associated with buying a property that you need to be aware of and prepared for.
	First Home Buyers - Loan Application Checklist
	It pays to be prepared when applying for a loan. This checklist lists the documentation you may be asked for during the application process.
	First Home Buyers - Searching for a Property
	Knowing where to start searching for a property is sometimes confusing. This document outlines some helpful tips on where to look for property, and what to cover when you find one.
	First Home Buyers - Property Inspecting Checklist
	Knowing what to look for when inspecting a property can mean the difference between a dream and a nightmare. This checklist arms you with a quick list of things to look for to cover your bases.
	First Home Buyers - The Buying Process
	An overview of the entire buying process from ‘just looking’ to post-settlement. These are the simple steps you can to follow to purchase your first property.
	First Home Buyers - Managing your mortgage
	A mortgage is a big step and can be quite daunting to manage. These helpful tips can help you manage your new responsibility and reduce stress.
	FAQ Fact Sheet
	Common questions from First Home Buyers answered.